Insurance Claim Tips: While making an insurance claim, keep these things in mind, otherwise many problems may come
Insurance Claim Tips: While making an insurance claim, keep these things in mind, otherwise many problems may come
People take the help of insurance to avoid any kind of financial crisis. The agent makes huge claims about the policy from you, but buying a policy can prove to be beneficial for you only if you get your insurance claim without any hassle. Sometimes people's insurance claims get rejected. In such a situation, people suffer a lot. If you want to avoid this type of loss or want to get your insurance claim without any hassle, then you should take special care of some things. Today we are going to tell you about some such things, due to which your insurance claim gets canceled. Often people do not read the terms and conditions given by the company properly while buying insurance. They have to bear the brunt of this later. You shouldn't make such a mistake at all.
Read complete information
You should check every detail yourself while buying insurance. Insurance companies also put insurance related information on their websites. Signing the documents related to the policy can be heavy on you without reading the full words of the insurance agent.
Claim Delay
It is very important to file the claim in time. Most companies give you 7 days to 30 days. If you delay in making a claim then it will not be right for you. You may have to forfeit the claim amount.
Health Insurance
Insurance While taking health insurance, you must give information about the pre-existing diseases. Failure to do so may result in your claim being rejected. You should inform the company about the pre-existing illness properly.
Motor Insurance
Insurance In the case of motor insurance, if you make any changes in your vehicle such as installing a CNG kit or any change in the body of the vehicle, then definitely inform the insurance company. Failure to do so may result in your claim being rejected. One thing you need to note is that certain damages are not covered in the policy. For this, you should take separate add-on covers.
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